Mortgages & Tax services for private individuals
We want everything to be as crystal clear as you do, so we don’t want any misunderstanding about our role or about the costs that come with our work.
Every mortgage journey at Klår consists of two parts:
Klår voor de Start; in this report we assess your situation the way a lender would: what your options are, what your borrowing capacity is, and what a mortgage would cost you per month. If we spot anything that needs attention, we discuss right away how to tackle it together. We don’t do half measures.
Klår Advice & Arranging; here too, everything starts with thorough preparation and comparing lenders, with one goal: a mortgage that truly fits you. You don’t arrange a mortgage every day. And when you do, you want precise work. Choices backed by evidence. And above all, a relaxed process.
Last but not least, there is no VAT applicable for this service and the fee is tax deductible.
| First house | €250 |
| Second house | €325 |
| Entrepreneur | €450 |
| Advice and mediation during purchase (first house) | €3,250 |
| Advice and mediation during purchase (second house) | €3,675 |
| Advice and mediation during switching | €3,250 |
| Advice and mediation during refinance (new clients) | €2,750 |
| Advice and mediation during refinance (existing clients) | €2,250 |
| Advice and mediation for entrepreneurs | aforementioned + €785* |
| Advice for mortgage higher than € 1,000,000 | aforementioned + €785 |
| Advice and mediation for income outside the Netherlands | aforementioned + €785 |
| Advice and mediation with a family mortgage | aforementioned + €785 |
| Buy-to-let mortgage | upon request, minimum €3,750 |
| Mediation with private mortgages (bridging) | upon request, minimum €3,750 |
Costs of appraiser, civil-law notary, service provider, and so on will be at the buyer’s expense. These will be charged on.
*Please note that an increasing number of lenders oblige the use of an accredited third party income assessor. These costs come in addition of our fee.
| Income tax return (single) | € 400 |
| Supplement for partner income tax return | € 90 |
| Provisional refund | € 170 |
| Adjust or stop provisional refund | € 125 |
| Tax return for self-employed entrepreneur (ZZP / proprietorship) | € 285 |
| VAT filing | € 100 |
| Application for childcare allowance | € 155 |
| Request (child support) | € 155 |
| Application for healthcare allowance | € 155 |
| Postponement of income tax return deadline | € 25 |
| Declaration M Form | € 105 |
The prices for our tax services are ex 21% VAT.
NB: our advice and mediation fee is a success fee! If no transaction takes place, our invoice will be cancelled.
